Finance promts

 How to make videos like @CasuallyFinance & @Crayon_Capital

 / Finance Niche

Prompt for Channel name

Your task is to generate exactly 20 unique YouTube channel name ideas for a new finance and economics explainer channel.

The channel will cover topics like global economy, debt, markets, financial systems, money power, economic crises, and modern finance. The style is serious, intelligent, and slightly provocative, similar to high performing infographic and explainer channels.

Rules you must follow:

• Names must sound modern, authoritative, and brandable
• Suitable for long form explainer and educational videos
• Easy to pronounce and remember
• Not gimmicky, not childish, not clickbait
• Avoid personal names
• Avoid generic phrases like finance hub, money talks, or economics 101
• Each name should feel distinct and original
• Think carefully about YouTube availability and only suggest names that are very likely not already taken
• If a name feels even slightly risky in availability, discard it and create another

Output requirements:

• Return only a numbered list from 1 to 20
• Only channel names, no explanations
• No emojis
• No extra text or commentary

The target audience is smart but busy adults aged 18–45 who want clear, simple explanations of complex financial and economic systems.

Prompt for Channel Logo

You are a professional brand designer and YouTube logo specialist.

Create a clean, minimal, cartoon style channel logo for a finance and economics explainer YouTube channel.

Channel name for reference only: [ENTER YOUR CHANNEL NAME HERE]
Important: use the name only to understand the brand vibe. Do not include any text or lettering in the logo.

Design direction to follow closely but not copy:

• Simple illustrated character based logo
• Flat vector style with soft colors
• Friendly and intelligent look
• Rounded shapes and clean outlines
• Minimal details so it stays clear at small sizes
• Feels modern, trustworthy, and educational
• Suitable for finance, economics, money systems content

Character guidelines:

• Human like cartoon character
• Neutral expression with slight confidence or curiosity
• No realistic shading or heavy textures
• No exaggerated facial features
• Smart casual or professional outfit is acceptable
• Avoid political symbols, flags, or controversial elements

Brand requirements:

• Logo must work inside a circular YouTube profile picture
• Clear visibility at very small sizes
• Background should be simple or solid
• Absolutely no text or channel name in the logo
• Not childish, not goofy, not meme style
• Must feel original and not directly traceable to any existing channel

Style keywords to internally follow:

Minimal cartoon, vector illustration, explainer channel branding, finance education, modern YouTube logo, clean design

Output requirement:

Generate only the logo design
No explanations
No text
No watermarks

Prompt for Video topics

You are a senior YouTube strategist and finance content researcher.

Your task is to generate exactly 10 high viral potential video topics for a finance and economics YouTube channel.

Core idea to follow
Complex finance and economic concepts explained in an extremely simple way similar to “explained like you’re 5” but do not reuse or copy that exact phrasing.

Rules you must follow:

• Topics must be about finance economics money systems debt markets power or global economy
• Each topic should feel simple but high stakes
• Titles should spark curiosity confusion or urgency
• Not generic not textbook not boring
• Avoid topics that are already heavily covered by major finance explainer channels
• Assume competitors include macro economics and finance explainer channels
• Prefer fresh angles overlooked mechanics or misunderstood systems
• Topics should work for 8 to 15 minute videos
• No clickbait lies but strong curiosity hooks

Output requirements:

• Return only a numbered list from 1 to 10
• Only video titles
• No explanations
• No emojis
• No extra text

Target audience
Smart but busy adults aged 18 to 45 who want finance and economics to finally make sense without jargon.

Prompt for Video Script

You are a senior YouTube finance scriptwriter and narrative strategist.

Write a high retention explainer style video script based on the following inputs.

Video topic: [ENTER VIDEO TOPIC HERE]
Target script length: [ENTER LENGTH eg 8 minutes 12 minutes 15 minutes]

Style and structure to follow:

• Open with a sharp cinematic hook that drops the viewer into a surprising or uncomfortable truth
• Use storytelling not lecturing
• Explain complex finance or economic systems in very simple language without sounding childish
• Mix facts numbers and timelines with emotional framing curiosity and tension
• Use short punchy sentences during hooks and transitions
• Gradually escalate stakes as the script progresses
• Include moments of irony absurdity or quiet humor where appropriate
• Maintain an authoritative narrator voice that sounds calm confident and slightly skeptical
• Avoid textbook explanations or academic tone

Narrative flow to enforce:

• Strong cold open
• Clear setup of why this topic matters right now
• Step by step breakdown of how the system works
• Reveal the uncomfortable math or hidden mechanism
• Contrast hype versus reality
• Zoom out to bigger implications and risks
• End with an unresolved question or thought provoking conclusion

Rules:

• No filler
• No motivational talk
• No obvious clickbait
• No emojis
• No headings unless naturally spoken
• Write exactly for the requested length pacing wise
• Assume the viewer is intelligent but not an expert

The script must feel like a premium YouTube explainer that keeps viewers watching until the final line.

Voice Instructions

Calm authoritative skeptical narrator with cinematic pacing pauses understated tension

Prompt for Images (Visuals)

You are a visual prompt engineer for animated YouTube explainer videos.

Your task is to convert a video script into one fully independent image generation prompt per sentence.

Input rules:

• I will give you the script in parts
• Each sentence must produce exactly one image prompt
• Prompts must NOT reference previous or future images
• Every image must be understandable on its own
• Do not assume continuity between frames

Visual style to follow closely but not copy:

• Minimal cartoon illustration
• Flat vector style
• Clean bold outlines
• Soft muted colors
• Simple backgrounds
• Exaggerated but readable expressions
• Visual metaphors for abstract ideas like money debt power risk
• Feels like modern explainer animation not realistic art

Character rules:

• Use simple human cartoon characters
• Rounded heads minimal facial features
• Reuse the same general character style but each image must restate all needed character details
• No real people likeness
• No celebrity faces

Scene rules:

• Each image must visually explain the sentence by itself
• Prefer visual metaphors over literal scenes
• Finance and economic ideas should be shown visually not with text
• Avoid clutter
• Vary camera framing naturally

Strict constraints:

• Do not include any text inside the image
• No subtitles speech bubbles labels or signs
• No logos brand names or readable words
• No watermarks
• No hyper realism
• No anime style

Output format:

• Numbered list
• One image prompt per sentence
• Each prompt written as a single paragraph
• No explanations
• No commentary
• No emojis

Critical rule:

Each image prompt must be fully self contained, detailed, and complete on its own.
Do not connect prompts.
Do not reference earlier scenes.

Wait for my script input and then generate the image prompts accordingly.

Prompt for Thumbnail

You are a professional YouTube thumbnail designer specializing in finance and economics content.

Create one high click YouTube thumbnail for a finance explainer video.

Video topic for reference: [ENTER VIDEO TOPIC HERE]

Style direction to follow closely but not copy:

• Bold simple cartoon illustration
• Flat vector style
• Thick clean outlines
• High contrast colors
• Extremely clear focal point
• Designed to be readable on a phone screen
• Emotional or provocative visual idea
• Visual metaphor that instantly explains the conflict or question

Thumbnail composition rules:

• Use 1 to 2 main visual elements only
• One clear subject or symbol dominates the frame
• Exaggerated but simple expressions
• Strong contrast between foreground and background
• Empty space is allowed and preferred

Finance visual language to use:

• Money symbols debt weight imbalance scale chains bubbles curtains stages or props
• Countries systems or ideas shown symbolically not realistically
• Make the problem feel obvious at a glance

Strict constraints:

• No small details
• No clutter
• No photorealism
• No anime style
• No watermarks
• No logos
• No realistic faces

Text rule:

• Use very few bold words if needed
• Text must be extremely large and readable
• Avoid full sentences
• Never explain the topic fully with text
• Text should amplify curiosity not summarize

Output requirement:

Generate only the thumbnail design based on these instructions
No explanations
No extra text

Prompt for SEO

You are a YouTube SEO strategist and growth expert.

I will give you a video script or topic.

Your task is to generate SEO optimized YouTube metadata that maximizes clicks and discoverability in the finance and economics niche.

Input:
Video topic or full script: [PASTE HERE]

Rules:

• Titles must be curiosity driven but not clickbait
• Optimized for finance economics and explainer content
• Clear simple language
• Suitable for long form videos
• Avoid emojis
• Avoid misleading claims

Output exactly the following:

• 3 SEO friendly title options
• 1 optimized YouTube description around 150 to 200 words
• 10 to 15 high intent SEO tags
• 5 relevant hashtags

Target audience:
Smart but busy adults who want complex finance and economic topics explained clearly.

Output only the results.
No explanations.
No extra text.

Video Topic

How China Built Wealth at Unbelievable Speed

Video Script

In 1990, the average Chinese citizen earned less than a dollar a day. By 2020, China had more billionaires than any country except the United States. That's not a typo. One generation. One country. The fastest accumulation of wealth in human history.

But here's what they don't tell you in the headlines: this wasn't capitalism. It wasn't communism either. It was something else entirely. Something that bent the rules of economics so hard they nearly broke.

This is the story of how China built wealth at a speed the world had never seen. And why that speed might be the very thing that brings it all down.

Let's start with a number. Between 1980 and 2020, China's economy grew by an average of nine percent every year. For forty years straight.

To put that in perspective, if you grow at nine percent annually, you double every eight years. That means China's economy doubled five times in four decades. The United States, in that same period, doubled once.

This wasn't gradual progress. This was exponential violence.

And the question everyone keeps asking is how. How do you take a country where 88 percent of the population lived in extreme poverty and turn it into the world's second largest economy in less than half a century?

The answer isn't what you think.

In 1978, a man named Deng Xiaoping took control of China. The country was still reeling from Mao's Cultural Revolution. Farms were collectivized. Industry was centralized. The economy was in ruins.

Deng did something radical. He opened the door. Just a crack.

He let farmers sell their own crops. He created special economic zones where foreign companies could build factories. He allowed private businesses to exist alongside state owned ones. But here's the key detail: the Communist Party never gave up control.

This wasn't about freedom. It was about results.

And the results were immediate. Chinese farmers who could suddenly keep their profits worked harder. Foreign companies who wanted access to a billion consumers built factories. Wages went up. Cities expanded. Money started moving.

But this was just the surface. Underneath, China was building something much bigger.

While the West celebrated China's embrace of markets, they missed the architecture.

China didn't privatize its banks. It controlled them. And those banks didn't lend money the way Western banks did. They lent according to the plan.

Need to build a high speed rail network connecting every major city? The banks fund it. Want to construct entire cities from scratch? The banks fund it. Planning to subsidize strategic industries like solar panels or electric vehicles? The banks fund it.

There was no debate about return on investment. No shareholders demanding quarterly profits. Just the state deciding where capital should flow and the banks making it happen.

This gave China a superpower that no free market economy could match: the ability to build infrastructure and industrial capacity at a scale and speed that defied economic gravity.

Between 2011 and 2013, China used more cement than the United States used in the entire twentieth century. Let that sink in. Three years versus one hundred years.

But infrastructure alone doesn't create wealth. You need demand. You need people buying things.

So China engineered that too.

They turned real estate into the wealth building machine for ordinary Chinese citizens. In the West, people invest in stocks. In China, people invest in apartments.

The government made it easy. They kept interest rates low. They restricted alternative investments. They made it culturally essential to own property before marriage. Suddenly, every Chinese family was incentivized to buy real estate.

And the supply? Developers built like the world was ending. Cities sprouted apartment towers faster than they could fill them. Local governments, whose budgets depended on land sales, sold more and more land to developers. Developers borrowed more and more from banks to buy that land.

It became a loop. Rising prices justified more construction. More construction justified rising prices.

Between 2000 and 2020, Chinese household wealth grew by over 400 percent. Most of that wealth was tied up in real estate. Apartments that families bought became their retirement fund, their children's inheritance, their proof of success.

B

Seventy percent of Chinese household wealth is in real estate. In the United States, it's 35 percent.

Here's where the story gets uncomfortable.

In 2021, one of China's largest developers, Evergrande, defaulted on its debt. It owed over 300 billion dollars. Then another developer, Country Garden, followed. Then another.

Suddenly, the machine that built China's wealth started sputtering.

Because the entire system was built on one assumption: that real estate prices would keep rising forever. Local governments needed land sales to fund themselves. Banks needed developers to keep borrowing. Families needed their apartments to appreciate in value.

But prices didn't keep rising. They started falling.

And when real estate prices fall in an economy where 70 percent of household wealth is locked in property, people stop spending. When people stop spending, businesses struggle. When businesses struggle, unemployment rises. When unemployment rises, people default on mortgages.

The loop reversed.

Here's the irony. China's greatest strength became its greatest weakness.

The ability to mobilize capital without worrying about profit meant China could build faster than anyone. But it also meant they built things nobody needed.

There are entire cities in China with apartments for millions of people. Highways that go nowhere. High speed rail lines that run nearly empty. The infrastructure is spectacular. The waste is staggering.

Economists have a term for this: malinvestment. Resources poured into projects that don't generate returns. Bridges to nowhere, quite literally.

And now China is stuck with a choice. They can let the real estate market collapse, wiping out the wealth of hundreds of millions of families. Or they can prop it up, pouring more money into a system that's already overleveraged, delaying the inevitable and making it worse.

Neither option is good.

But here's what makes this story bigger than just China.

For decades, the world looked at China and saw a miracle. A model. Proof that a country could engineer prosperity through sheer force of will and central planning. Autocracy with results.

Developing nations studied the Chinese playbook. Build infrastructure. Control capital. Prioritize growth over everything else.

But the thing about growing at nine percent for forty years is that it's not sustainable. You can't double every eight years forever. Eventually, you run out of easy wins. The factories are built. The cities are connected. The population ages.

And then what?

China is facing that question right now. Youth unemployment is over 20 percent. The population is shrinking. Local governments are buried in debt. The real estate market, the engine of wealth creation for an entire generation, is broken.

The miracle is over. What comes next is the hard part.

So here's the uncomfortable truth they don't put in the textbooks.

China didn't just build wealth at unbelievable speed. It built a system that required unbelievable speed to survive. A system where stopping meant collapsing.

And now the speed is slowing.

The world is watching to see if China can transition from miracle to maturity. If it can shift from building cities to building technology, from exporting goods to consuming them, from growing at nine percent to growing at three.

Or if the very mechanism that created the fastest wealth accumulation in history becomes the mechanism that destroys it.

One generation built it all. The next generation gets to find out if it lasts.

Video topic:

Who Actually Gets Paid When Governments Borrow Trillions

Video Script

Picture this. A government announces it is borrowing another trillion dollars. Headlines fly. Politicians argue. Markets barely blink. Somewhere in the background a quiet question goes unanswered. When the government borrows that money, who actually gets paid.

Not in theory. Not in textbooks. In real life.

Because here is the uncomfortable truth. Governments do not borrow from a giant vault labeled taxpayers. They borrow from a system that most people never see, never vote on, and never fully understand. And right now, that system is bigger and more powerful than ever.

This matters today because government debt is no longer a future problem. It is the present. The United States alone adds roughly a trillion dollars of debt every few months. Many countries are not far behind. Yet daily life feels oddly normal. No alarms. No shutdown. Just more borrowing.

So where does the money go. And who is quietly collecting the checks.

Let us start simple.

When a government needs money, it sells IOUs. These are called bonds. A bond is just a promise. Lend me money today. I will pay you back later with interest.

That sounds harmless. Almost boring.

But here is where the story gets interesting. The government does not sell these IOUs to regular people first. It sells them to a small group of powerful buyers. Banks. Investment funds. Pension funds. Insurance companies. And sometimes central banks.

Think of this group as the first stop. The front row.

These buyers hand over cash and receive government bonds in return. That cash pays for everything from roads to wars to social programs. The bonds sit quietly on balance sheets, earning interest.

So who gets paid first. The institutions with enough money and access to buy government debt in bulk.

Now let us follow the money one step deeper.

Those banks and funds did not magically create that cash. Much of it comes from deposits. Your savings. Your retirement account. Your insurance premiums. Pooled together. Repackaged. Lent upward to the government.

You are not directly lending to the government. But your money often is.

And the institutions in the middle take a cut.

They earn interest on the bonds. They earn fees for trading them. They use them as collateral to borrow even more money. One promise stacked on top of another.

Here is the irony. Government bonds are called safe assets. The safest thing in finance. So safe that the entire financial system is built on them.

Banks use them to prove they are stable. Central banks use them to control interest rates. Investors use them as a parking lot for trillions of dollars.

Which means governments are not just borrowing money. They are feeding the engine that keeps modern finance running.

Now comes the part most people miss.

When a government pays interest on its debt, it does not send one big check to a single lender. It sends millions of small payments across the system. To banks. To funds. To pension plans. To foreign governments. To central banks.

Yes foreign governments.

Countries lend to each other all the time. China holds US debt. Japan holds US debt. European funds hold US debt. American funds hold foreign debt.

It is a web of promises that crosses borders and politics.

So when politicians say we owe money, the real answer is we owe it to ourselves and to everyone else at the same time.

But here is where the math gets uncomfortable.

The interest does not disappear. It compounds.

If a government borrows a trillion dollars at a modest interest rate, it owes tens of billions every year just to keep that debt alive. Not to reduce it. Just to maintain it.

Those payments go out before anything else gets discussed. Before new programs. Before tax cuts. Before repairs. Debt service is not optional.

Which means a growing share of government budgets goes to paying past promises instead of present needs.

Quietly. Automatically.

No vote required.

Now let us talk about central banks. Because this is where things start to feel unreal.

Sometimes the biggest buyer of government debt is the government itself. Or more accurately its central bank.

The central bank creates new money and uses it to buy government bonds. This is often described as stimulus or support. But strip away the language and it looks like this.

The government borrows money that did not exist before. Then pays interest on it.

Who receives that interest. The central bank. Which usually sends profits back to the government.

It sounds circular. And it is.

This is how debt can grow without immediate collapse. New money smooths the pressure. For a while.

But there is a cost. Inflation. Asset bubbles. A system that rewards those closest to the money creation process.

And that brings us to the quiet winners.

If you own bonds, you get paid. If you manage money, you get paid. If you trade debt, you get paid. If you have assets that rise when new money enters the system, you benefit.

If you rely mostly on wages and savings, the story is different.

This is why borrowing trillions feels painless to some and suffocating to others.

The hype says government debt is just numbers on a screen. That we can always roll it over. That it does not matter who holds it.

Reality is more fragile.

Debt ties the future to the past. It locks in obligations. It shifts power toward creditors. It limits choices.

And the bigger the debt, the more important those creditors become.

Zoom out and the picture gets even bigger.

Entire markets depend on governments never missing a payment. Retirement systems. Banks. Insurance companies. Global trade.

If confidence cracks, everything shakes.

That is why governments keep borrowing. Not because it is free. But because stopping would be more dangerous in the short term.

So who actually gets paid when governments borrow trillions.

Institutions. Investors. Foreign states. Financial systems that run on promises. And indirectly, all of us who are plugged into that system whether we like it or not.

The final question is not who gets paid today.

It is who decides the price tomorrow.

And what happens when the system that runs on trust starts asking harder questions than politicians are ready to answer.